Company Overview


Electronic Payment and Services Private Limited (EPS) was founded in 2011 with a profound vision of emerging as a leading provider of technology solutions in the retail banking and payments system. In the last ten years of journey, it has truly emerged as a payment technology services company that provides cross-channel, full-spectrum technology solutions across the payments value chain.

EPS was launched with an aim to bridge the gap in demand for efficient, secure and technology-driven products and services for the banking industry. EPS is backed by prolific investors from financial services and payments space with having eminent board of directors and advisors including top executives of RBI, NPCI and PSU banks.

A pioneer of ATM outsourcing in India, EPS today manages over 10,300 ATMs across India. It offers full services, ATM outsourcing services, and 24X7 ATM monitoring. Headquartered in Mumbai, EPS offers ATM services with flexible engagement models such as Brown Label ATM Services, and Managed Services. It is one of the market leaders in end-to-end Automated Teller Machine (ATM) Operations & Outsourcing Services, and ATM Managed Services. In order to support the Ministry of Finance (Govt. of India) led mission driving 'Financial Inclusion', EPS aced in delivering results, reliability and dependability, having successfully deployed ATMs in urban and rural locations across India.

EPS, which has serviced most leading Public Sector Banks, has established a leadership position as an ATM transaction processor.

EPS also enables banks and financial institutes to embark on a Payments Transformation journey by streamlining payment processing, avoiding financial slippages due to deficient reconciliation, reducing risks due to ever increasing fraud sophistication and improving customer centricity. It has expanded its digital product portfolio to cater to the changing needs of banks in 2020. It’s portfolio of solutions include - Payment Card Life Cycle Management, EFT Switch, Fraud Risk Management, Enterprise Reconciliation and Exception Management, Mobile Banking, Internet Banking, and transaction switching for mobile-based instant payment mechanisms such as UPI, IMPS, AePS etc.

EPS aims to direct unique efforts towards making important technical as well as technological contributions to the advancement of industry. Innovation-led EPS is all set to transform digital customer experiences for major banks through its advanced solutions. From being known as India’s one of the best ATM service players to now recognized as the ‘Next-Generation’ payment system provider is what EPS has yearned for in the last 10 years, and has navigated its business as per market demands. Technology has guided us to provide seamless, safe and secure mobile-based payments through UPI, IMPS, NETC, and QR-code, which have positioned as a key contender in the emerging payments space.

EPS provides a best-in-class PCI-DSS certified Transaction Switching Solution, which can drive all industry standard front-end payment devices. It has achieved certification of EPS Switch (EPSNet) on NPCIs RuPay interface for ATM shared network, infrastructure services for ATM deployment and monitoring, transaction switching and processing, interchange gateway for Electronic Journal management. It is also an NPCI approved ASP for its payment methods. In the last one year, EPS has notched some wins and established valuable credentials in the non-ATM space, and is building capabilities in emerging areas of Payment Technology (PayTech) and Regulatory Technology (Regtech). Today, it has emerged as one of the forerunners among the B2B payment transaction processors.



To be the leading provider of technology solutions in the Retail Banking & Payments System.


To be a leading provider of banking and retail terminals (ATM/PoS) by providing cost effective banking and transaction related services and solutions.

To establish a dependable electronic payment network and be a differentiator in providing electronic payment services.

Our Core Values


To understand, determine and deliver what our clients need, with a high standard of customer service and professionalism.


We believe that trust and respect are essential for teamwork.


We believe in building strong relationships through transparency and fairness in all our dealings.


We are committed to a high standard of integrity.

Value people

We value every member of our team and encourage their development.


We strive to excel always.

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