EFT Switching Services

Switch to a secure, ‘never-fail’, integrated solution that enables seamless transactions anywhere

Is your bank’s EFT Switching platform inadequate when it comes to covering the entire gamut of transactions across ATMs / POS / ECom (including VISA / Mastercard / Rupay)?  A high-performing EFT Switch is very crucial to a bank’s modernisation drive that covers services available at its widely-dispersed network of ATMs, micro-ATMs, Self-Service Terminals (SSTs) and over new channels such as mobile and the internet.

Is your existing EFT Switch’s downtime causing significant loss of business to the bank? Or is it leading to unending involvement of your operations staff towards addressing Customers’ grievances/complaints on incorrect Debits, Chargebacks, etc?

Get in touch with EPS. Our wide-ranging experience in deploying EFT Switch Solutions and providing related Services to banks with a very large network of branches and ATMs ensures we maintain an extremely high network uptime.

EPS has provided banks with a crucial link between multiple customer touch points and back office systems, enabling them to provide multiple self-service channels and value-added services. Our EFT Switch Solution and services seamlessly integrates a bank’s network with NPCI’s National Financial Switch (NFS) ATM network, improving interoperability and reach of services across the financial sector, while lowering operating costs.

The EFT Switch Solution manages direct integrations with payment providers. It supports and manages routing of authorisation requests to major national and international networks and card acceptance channels: ATMs, POS, Internet and mobile devices.

It enables dependable, complex transaction processing through a fully integrated, end-to-end solution that covers the full range of services needed to complete the transaction lifecycle.


Leverage EPS’ services and solution capabilities to easily integrate ATMs or POS device terminals to the network with minimal downtime. Manage terminal and merchant data with a web-based data management tool.

Dramatically improve bank’s payment-processing efficiency. Reduce your cost of ownership.

Acquire, process, clear and settle credit and debit card payment transactions from any touch point across any network in real time.

Improve reliability with real-time authorisations.

Support new modes of transactions such as remittances, bill payments, service recharges etc. over mobile, internet, wallets and other channels that enhance customer experience.

Benefit from EPS’ solution and services portfolio in EJ Pulling and Content Management Services, monitoring and audit trails, integration with banks e-surveillance systems and so on, which add value to the EFT Switch solution.

Support Value-Added Services such as insurance premium payment, health premium payment, immediate payments etc.

Enable flexible amount load, point addition etc. as a part of authorisation or individual transaction, based on card loyalty or prepaid service developed by the bank.

Supports following interchanges: MasterCard, VISA and NPCI RuPay.

The solution complies with all requirements of MasterCard, VISA, Rupay, NPCI or any other payment processor.

For more information, please get in touch at -
(+91) 22 4022 2900
(+91) 22 4022 2910

or write to us at - info@electronicpay.in

Want to learn more? Book a no obligation consultation with our team of experts.