EPS MSME Digital Platform - The White-Labeled Platform for Banks and Financial Institutions
MSMEs are the economy's growth engine and a lucrative market for Banks and financial institutions. However, they find the MSME space challenging due to low engagement, lack of data and limited digital footprint. The EPS MSME Digital Platform is designed to empower Banks and financial institutions with a powerful platform to deliver banking and beyond-banking services in a personalized and engaging manner.
Our white-labeled MSME Digital Banking Platform empowers banks to nudge MSMEs to digitize their businesses and thus overcome these barriers. By integrating data from multiple sources—including banking records, commerce data, tax filings, and business operating costs—our platform provides a holistic view of MSMEs' financial health, enabling banks to offer personalized banking and beyond-banking services. The platform is useful to deepen the engagement with MSME customers.
Key Components
Integration with the Banking Systems
Easily integrate with your existing banking systems to provide key banking services, including MSME onboarding, account opening, overdraft facilities, and more.
Digital Store
Help MSMEs build a strong digital presence through digital store management, digital marketing, online deals, offers, loyalty programs, and rewards.
Alternative Credit Solutions
Enable MSMEs to access cashflow-based credit options such as a low ticket, short-duration business loan, and driving their growth and stability.
E-Invoicing and AR/AP Processing
Provide MSMEs with tools for essential business operations, including invoice management, accounting, payouts (accounts payable), and collections (accounts receivable), all within a single, user-friendly platform.
Connectivity to ONDC
Facilitate MSMEs' expansion into the digital economy with easy integration into the ONDC Buyer App and Seller App opening up new growth opportunities.
Payroll and Expense Management
Offer comprehensive workforce management with seamless payroll and expense management, along with hospitality and travel services.
Tax Filing
Simplify the tax filing process for MSMEs, including IT returns and GST returns, saving them valuable time and effort.
Other Services
Provides access to several value-added services such as which are relevant for the targeted MSMEs. These include digital marketing, digital ledger, etc.
Why EPS?
Partner Management
We handle partnerships with multiple software application providers to ensure seamless integration of “beyond banking services” into the platform, enhancing its value for MSMEs.
Instant Grievance Redressal
Our platform enables instant grievance redressal mechanisms, ensuring quepsk resolutions to any issues or concerns that MSMEs may encounter.
Data Security
We implement robust security measures to protect sensitive data, maintaining the trust of both banks and MSMEs in the digital ecosystem.
Compliance
Our platform is designed to meet regulatory requirements, ensuring adherence to standards and guidelines to foster a compliant environment.
Continuous Innovation
We are committed to continuous innovation, regularly updating the platform with new features and functionalities to stay ahead in the rapidly evolving digital landscape.
