Comprehensive EFT Switching Solution
In the ever-advancing financial services sector, the efficiency and security of electronic funds transfer (EFT) systems are crucial for seamless transactions. Our commitment to energizing payments extends to EFT, enabling banks to focus on growth while we handle the complexities of transaction processing.
Our EFT Switching offers comprehensive electronic payment solutions, encompassing ATM network participation, Terminal Driving, ATM and POS management, prepaid and debit card management, etc. Leveraging robust infrastructure, advanced security, and seamless integration capabilities, our platform manages high transaction volumes, ensures regulatory compliance, and provides customizable features.
Features
Robust Real-Time Transaction Processing
It ensures secure authentication through multiple ways like PIN, Card verification limits and user access control. It verifies funds availability, conducts fraud checks, and intelligently routes transactions. It supports multi-currency, multi-institution, multi-country, and multi-time zone processing.
Terminal Driving
Support for driving terminals/endpoints such as ATM, Micro-ATM, POS, ensuring seamless communication and transaction processing between the terminals and the switch solution.
Multi-Network Support
By offering multi-network support, we empower businesses to reach a broader customer base. It supports all major payment networks, including Visa, Mastercard, and RuPay.
Adaptive Routing
Our EFT switch dynamically routes messages based on pre-defined rules and adaptive business logic.
Compatibility
Our switch can configure new network and host interface. It handles message level intervals and supports industry standard message formats like ISO 8583, ISO 20022, JSON, and XML.
Scalable Architecture
Our robust EFT switch excels at processing large volumes of financial transactions. Its 100% scalable architecture, allows for horizontal, vertical, and linear growth and easy component upgrades, without requiring core design changes and major disruption.
Security Compliance
Our platform is compliant with EMV® standards and supports IPv6 and encryption features like 3DES and AES. We prioritize system security with features like user authentication, 2-factor authentication, access management, audit trails, data backup, and encryption of both , ‘data in motion,’ and ‘data at rest’.
HSM Integration For Add-On Protection
This provides dynamic and static key management, safeguarding sensitive information and transactions. We support TLS/SSL encryption of data exchange between ATMs and the EFT Switch solution and remote download of security keys in compliance with NPCI guidelines. We work with various HSM brands like Thales, SafeNet, and Futurex.
Messaging System
Our platform supports both single and dual messaging systems across various payment channels. We handle Message Level Interface and adhere to industry standard message formats like ISO 8583 and XML.
Why EPS?
PCI-DSS Compliant Payment Processing Infrastructure
Adheres to the latest PCI-DSS v4.0.1 standards to provide robust security for payment transactions.
Established Credentials
Proven track record of reliability and expertise in EFT switching services.
