Transaction Processing Services

The EPS shared switch offers customers a generalized payment platform most often used for payment solutions. The Payment Application Data Security Standard (PA-DSS) certified credit and debit processing EFT (Electronic Fund Transfer) switch is capable of authorizing & routing any financial transaction based on the pre-defined rules / configuration.

This switch drives all the industry standard front-end devices such as ATMs, Kiosks, PoS machines, Cash-in Systems and provides transaction authorization and authentication by connecting to hosts, interchanges and co-networks.


  • Configurable Solution
  • Stable and cost effective solution.
  • Highly scalable and flexible solution to meet any future requirements.
  • Adaptability to sudden changes.
  • Easy maintenance.
  • Faster time for implementing new features & services.
  • Improved customer satisfaction.
  • Completely secured and certified by Payment Card Industry Data Security Standard (PCI DSS) Council.


  • Capable of routing / authorizing transactions within as well as across institutions having multiple network connectivity and co-existence of multiple institutions having Core Banking Solution & non-Core Banking Solution.
  • Multi-currency and currency conversion support.
  • Supports standard IBM DES Algorithm for PIN related processing.
  • Allows any institution / bank to configure their own business logic for routing each & every transaction to different entities / networks / devices, as well as when the transaction has to be completed based on the clients requirement.
  • Supports HSM / Software based interface for PIN processing.
  • Supports Electronic Journal (EJ) pulling.
  • Supports multiple currency dispensing.
  • Supports Diebold, NCR, Wincor, Vortex & Triton Brand of ATMs and any type of terminal brands which supports the Std. Protocols (NDC+, D912 & Triton Std.) can be supported with necessary certification.
  • Highly configurable state, screen, FIT & miscellaneous data through web based interface.
  • Supports all major schemes like VISA, MasterCard, Amex including National switch NPCI
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